Mortgage loans for lovers, and when love has failed... We have safe hands for founders and those who have been found.

We solve mortgage puzzles so you can have more space in your life for the ones you care about

Our story

Since 2017 Ollie and the team have been listening to stories from first-home buyers to self-employed investors and all the bits in between. We have been turning these stories into property purchases and refinances, and have also saved a couple from the repo man. We love the hard and complex stuff as well as the fluffy...

We use new school tech with old school ears to listen and seek that "little piece" that can often mean the difference between a purchase and getting gazumped…

Our approach with our lenders is also similar.. To us our banks are not ING or CBA, they are "Clem" and "Angela"

We keep cozy with our lenders so you get "quick and the dead" speed replies so we can hold your hand on whatever loan journey you are on....

If you are this far down the page its likely that you were refered and are still on the fence about reaching out

Fair enough...

Here are some comments from our banks so you can see what they say.

They control the stock at the end of the day!

 

In-person and remote options

Offices in Manly NSW and York St CBD. If you can't come, no worries - we can help you wherever you are.

Our services

  • Self employed loans

  • First Home Buyer

  • Refinancing loans

  • Investment loans

  • Very hard loans

Your team

  • Ollie

    Big Picture and Strategy

  • Ginger

    Associate and Processing

  • Joselle

    Loan Point Guard

  • Nina

    Team Leader

  • Queeny

    Credit Manager

  • Charlotte

    Processing and Tech

  • "Had an awesome experience working with Ollie and the team at Breath Loans. They were extremely professional throughout the process and I couldn’t recommend them highly enough. Looking forward to using their service again in the future!"

    -Ivan Markovic, CLIENT

  • "Ollie and his team were fantastic through the entire process. My situation was complex and Ollie used his expertise to help me achieve my goal of a first home purchase! Would highly recommend Ollie & his team to anyone and I will definitely be using them in the future for my next purchase."

    -Mitchell Wilson,CLIENT

  • "Ollie and the team at Breath Loans were amazing. They provided clear communication when explaining our mortgage options, and took the time to really understand our needs to find the perfect solution for us. They are a friendly and supportive team that made the whole mortgage process less stressful. I highly recommend them."

    -Nicole Denning, CLIENT

  • "Highly recommend Ollie. Probably the easiest and smoothest process I’ve experienced to date. I’ll definitely be using him for all future home loan requirements. He’s also a top bloke!"

    -Meg Wiseman, CLIENT

  • "Ollie and his team really helped to take the stress out of a recent mortgage application, they listened, put forward several options to meet our needs and walked us through the process. Anyone going through this knows how stressful it can be, it was so nice to have an experienced and friendly team working to deliver the best outcome for us!"

    -Tracy Watt, CLIENT

Our blog

Top #25 Broker Awards

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Financial Stress / Where to Start?

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A big deal: Ollie Lum

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Reprice my loan now